Financing

It is easier if you apply for a mortgage with a Spanish bank and it is strongly advised by us at villas-plots.com, however you can arrange for it through a bank in your home country. You will need to bear in mind that the rates are often found lower in Spain and after the currency exchange rate is agreed, you may find yourself losing out.

You will find that the rate varies for those who are Residents and Non-Residents and those being Spanish nationals.

Up to 70% offered to Non-Residents and to Residents and Spanish Nationals up to 80%, although properties that are bank repossessions can be offered with up to 100% financing options. Mortgage application is an easy process. You will need proof of income / funds and a bank survey to value the property against the land and construction values of today. We work with various credit institutions and will get you the best deal possible.

Here at villas-plots we can arrange the financing of anything from a small extension all the way up to a complete new build, including the land itself. Working closely with the major finance companies affords villas-plots clients a competitive and professional service.

Be it a new kitchen or that dream home we can help, please don't hesitate to contact us.